Restructering my Finances

Outline

I am in the process of  restructuring the finances. With that said, I am going to suspend any purchases of  new positions. How ever the weekly contributions to the account remain in affect. They just stay in cash for now. It has nothing to do with the political situation. My plan is to have all the finances re-organized by the end of the summer.  At that point in time I will resume the postings.

Week 217-218 (till May 11, 2025)

Review

I dumped WU, and bought all the things as planed.

Plans for next 2 weeks

VZ and MDT get the money for the next 2 weeks. The proceeds of WU have not been invested yet.

Disclaimer

I have been beneficially long with stocks all the items I discuss in the dividend investing. I wrote this article myself and it expresses my own views and opinions. I am not receiving any compensation for this. I have no business relation ship with any company whose stock is mentioned in this article.

I am not an investment advisor or professional. This article is my personal opinion and experience and is not meant to be a recommendation of the purchase or sale of a stock or option. Investors should conduct their own research before investing to see if the companies discussed in this article fit into their portfolio parameters.     

Week 215+216 (till Apr. 25, 2025)

Review

As planed I bought the 7 shares for AB back for $37.81. As planed GOOGL and CAH got both each $200. I reviewed the selling INTC and LMT in February. See my post from Feb. 21, 2025.  The proceeds of $532 are still in the account. It is time to deploy this. There are still plenty of chances that market can drop like a rock. Walmart and Target had a private meeting with Trump talking about supply chain disruptions that may come and even go into this years Christmas business. Going to Walmart is a destination for me (20 min drive), while a Super Target (includes groceries) is pretty close to where I live. I have already seen empty shelfs these days. Ok, they are not as bad as during Covid, but they are still noticeable.  
Looking at my positions, I will also dump WU. While the yield is great, the declining stock price simply does not make up for it.

Plans for next 2 weeks

I will dump WU.

25% of the proceeds from February will go to NVDA, 25% into JEPQ,  25% go into BAM and 25% go into O. Now $200 this week and next week go into MFC and EXG.

Disclaimer

I have been beneficially long with stocks all the items I discuss in the dividend investing. I wrote this article myself and it expresses my own views and opinions. I am not receiving any compensation for this. I have no business relation ship with any company whose stock is mentioned in this article.

I am not an investment advisor or professional. This article is my personal opinion and experience and is not meant to be a recommendation of the purchase or sale of a stock or option. Investors should conduct their own research before investing to see if the companies discussed in this article fit into their portfolio parameters.    

Week 214 (till Apr. 11, 2025)

Review

In week 214 $6.72 entered the account in dividends. As planed I added to MO and IWM. 

I just finished doing my taxes for 2024. The tax prep fee increased by about 50%. One of the reasons were the K1's. Check with your tax prep firm how they account for K1's tax wise. Not only that they are notoriously late for getting the documents, some tax prep companies charge a fee per K1 during tax season.

As I am in the process of re-structuring a lot of things, I leave things as they are right now. Let's see how that turns out.

Market Review

Today the news on the ticker was, that phones, computers and other electronics will be exempt from the tariffs.  With that I do expect tech stocks to gap up on Monday morning and Nasdaq stocks getting a big boost. It is time to add so those positions. 

Plans for next 2 weeks

I still own some fractional shares from AB (see my March post.) I am going to re-establish my position and buy my 7 shares on the market for a lower price than I got last week. AB has a K1, unfortunately,  but also has an 9% yield.

For the regular investments, $200 go into CAH and depending what happens on Monday to GOOGL.

Disclaimer

I have been beneficially long with stocks all the items I discuss in the dividend investing. I wrote this article myself and it expresses my own views and opinions. I am not receiving any compensation for this. I have no business relation ship with any company whose stock is mentioned in this article.

I am not an investment advisor or professional. This article is my personal opinion and experience and is not meant to be a recommendation of the purchase or sale of a stock or option. Investors should conduct their own research before investing to see if the companies discussed in this article fit into their portfolio parameters.       

Week 212-213 (till Apr. 5, 2025)

Review

In week 212 $42.95 entered the account. In week 213 $156.02 entered. I am coming one more time back to WMT. 

As outlined I did add 200$ each to FEPI and JEPQ in the past 2 weeks.

After the Wednesday tariffs announcement it actually did hold up pretty well compared to the market.

SPY:

SPY and QQQ they just "jumped out of the window".

The following is interesting. 

IWM and DIA had their highs already in 2024. When something declines 20% or more, that is called an official bear market. With candles like this it will be very taking quite some time to get back to the highs. 

Friday's candle is called a hammer. There were more buyers coming in than sellers, that pushed the price back up again. 

Plans 

$200 will go into IWM. MO will get the other $200.

Disclaimer

I have been beneficially long with stocks all the items I discuss in the dividend investing. I wrote this article myself and it expresses my own views and opinions. I am not receiving any compensation for this. I have no business relation ship with any company whose stock is mentioned in this article.

I am not an investment advisor or professional. This article is my personal opinion and experience and is not meant to be a recommendation of the purchase or sale of a stock or option. Investors should conduct their own research before investing to see if the companies discussed in this article fit into their portfolio parameters.    

Week 208-211 (till Mar. 21, 2025)

Review

In the last 4 weeks $154.62 of dividend payments entered the account.

I talked about WMT in the last post. This is how WMT looks 4 weeks later. We lost the point of control at $95ish. 

Now, not everything that happened here is the reaction to the WMT results only. The entire market tanked. Tariffs, no tariffs, tariffs. Trump mentioning that if there is a recession coming, so be it. The market hates uncertainty. We are now on a level of support. I am going to watch it closely. There may be a nice covered call trade setting up. The most shares in the past 6 months were traded at the $80ish level. It could be, that we go down back to that level or even further down.

I found a tender offer in my account to sell my AB shares for $38.50. Now those shares only cover full shares. My account has 7.696 shares. I decided to take the offer. The average purchase price was $37.70ish. Closing price on Friday was  $38.03. Getting an extra 47 cents works for me. I like the yield on the shares. With 11% it is quiet attractive. I will keep an eye on it. I can always re-establish the position. The fractional shares stay in my account.

Plans 

I have to review, where I am with the 200$/week investing. I did not invest anything over the past 4 weeks. Life was just to busy. I am not going to fuzz over it. Now, that a lot of things are on a discount. I will have to make up a bit. With a lot of things being on sale for around 10% or more off, it is a good time to go shopping. After all, we all like to shop when things are on sale. Now I am NOT advertising to load the boat on anything. 
FEPI went down with the market about 10%. I am adding 200$. The make up position goes to JEPQ.

Disclaimer

I have been beneficially long with stocks all the items I discuss in the dividend investing. I wrote this article myself and it expresses my own views and opinions. I am not receiving any compensation for this. I have no business relation ship with any company whose stock is mentioned in this article.

I am not an investment advisor or professional. This article is my personal opinion and experience and is not meant to be a recommendation of the purchase or sale of a stock or option. Investors should conduct their own research before investing to see if the companies discussed in this article fit into their portfolio parameters.   

Week 207 (till Feb. 21, 2025)

Review

In week 207 the dividend payments were $20.96. Selling LMT produced a gain of $50.31 and selling INTC produced a loss of $127.81.

Plans 

The purchases of MFC (week 207-ending 2/21/25) and BXSL (week 208-ending 2/28/25) already happened. The next 2 weeks are very busy. I will do the investment in DBMF for week 209 already in the upcoming days.
INTC and LMT returned $532 back into the account. 
WMT had earnings 2/20. The market clearly did not like it. The earnings itself were not bad, but the outlook, according to the analysts, was disappointing. 

From the high of $105.30 the close on Friday was $94.78. That is a 9.99% decline in just  a few days,

Note WMT is in the consumer staples sector. This are the companies, that consumer frequent, no matter what. We all need articles for daily consumption. 

I watch about 400 tickers. No, I am not looking at all of them every day. I sort them for different criterias and look at the top and bottoms. 
On Friday 292 of those tickers were down, 5 unchanged and the rest was up. 

Now, why am I talking about this? There is a change in the market starting to show. Talking about this would mean to get into politics, which I will not do here.
For that reason the $532 remain in cash in the account. The account pays about 4% interest. A lot more then my savings account. For now I will continue to invest the 200$/week. It may change on a dime. 

Disclaimer

I have been beneficially long with stocks all the items I discuss in the dividend investing. I wrote this article myself and it expresses my own views and opinions. I am not receiving any compensation for this. I have no business relation ship with any company whose stock is mentioned in this article.

I am not an investment advisor or professional. This article is my personal opinion and experience and is not meant to be a recommendation of the purchase or sale of a stock or option. Investors should conduct their own research before investing to see if the companies discussed in this article fit into their portfolio parameters.